Buy to Let

The buy to let market has changed a lot over the past few years and it’s never been more important to make sure you get the right advice by speaking to us.

Buy to Let

The lending criteria for a buy to let mortgage can be extremely complex so it is important to get expert advice on your options before proceeding . We can help with all buy to let enquiries from individual and portfolio landlords to Houses in Multiple Occupancy (HMO) and limited company applications.

Unlike residential mortgages, buy to let affordability calculations are often based on rental income as opposed to earned income. Every mortgage lender will stress test and calculate this income in a different way. Often the calculation is related to your personal financial circumstances. Get in touch to discuss this how much you can borrow and if you fit the criteria.

Your home may be repossessed if you do not keep up repayments on your mortgage. Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

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We work with over 70 mortgage lenders, including: