The lending criteria for a buy to let mortgage can be extremely complex so it is important to get expert advice on your options before proceeding . We can help with all buy to let enquiries from individual and portfolio landlords to Houses in Multiple Occupancy (HMO) and limited company applications.
Unlike residential mortgages, buy to let affordability calculations are often based on rental income as opposed to earned income. Every mortgage lender will stress test and calculate this income in a different way. Often the calculation is related to your personal financial circumstances. Get in touch to discuss this how much you can borrow and if you fit the criteria.Our Reward Scheme